Many of you know that you're eligible for long-term care insurance as a federal employee. The Federal Long Term Care Insurance Program (FLTCIP) helps you pay for care when you are ill, injured, or disabled. Long term care is care that you need if you can no longer perform everyday tasks by yourself due to a chronic illness, injury, disability or the aging process.

In the past, premiums were relatively stable. However, in 2010 the U.S. Office of Personnel Management (OPM) approved premium increases. On Tuesday OPM briefed NTEU's national office regarding yet another premium increase. If you have coverage, expect significant premium increases on November 1, 2016....